💡What we do

CardFi — Empowering DeFi assets for real-world spending.

At CardFi, we bridge the gap between decentralized finance (DeFi) and real-world utility by enabling decentralized, encrypted prepaid card issuance across multiple blockchain networks.

🌐 Our Core Mission

We empower users to spend their crypto assets like cash — anywhere, anytime — by issuing prepaid cards backed by DeFi assets. With CardFi, DeFi becomes not just an investment vehicle, but a real-world financial tool.


🔧 What We Provide

1. Decentralized Prepaid Card Infrastructure

CardFi offers a permissionless protocol that allows anyone to issue encrypted prepaid cards directly on-chain — no centralized custody, no KYC barriers.

2. Multi-chain Compatibility

Our smart contracts and issuance infrastructure are deployed across major blockchain ecosystems:

  • Ethereum

  • Binance Smart Chain

  • Arbitrum

  • Base

  • Solana

This allows users from any supported chain to access prepaid card services without migrating assets.

3. Real-world Spending Enablement

We integrate with fiat off-ramp and settlement services to allow seamless use of DeFi assets for:

  • Physical and online card payments

  • ATM withdrawals

  • Real-time asset conversion for everyday purchases


🔒 Encrypted & Private by Default

Every CardFi-issued prepaid card is encrypted by design, with support for anonymous usage and integration with privacy-focused ecosystems such as Monero (XMR) via our Moneropan Bot.


💡 Use Cases

  • Crypto Payrolls Pay teams in stablecoins, spend directly via card without conversion hassles.

  • On-chain Wealth Management Deposit assets into yield protocols, spend returns directly through prepaid cards.

  • Private Spending Maintain financial privacy using encrypted and anonymized card solutions.


🛠 Our Active Deployments


🚀 Looking Ahead

CardFi is building the decentralized financial rails for a global crypto-native economy. We envision a world where your wallet, not your bank, defines how you spend.

CardFi — Empowering DeFi assets for real-world spending.

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